Lending Team

As a portfolio lender we have the flexibility to structure the right loan for you.

Two men shaking hands.

Malaga Bank is a portfolio lender. What does that mean to you?

We do not sell our loans to other banks or out of state loan servicers. Decisions are made locally, so we can be flexible and creative with our loan rates and terms.

We have a wide range of standard loan products, but our niche is customization, creativity and sensible lending. This includes making real estate loans to corporations, partnerships, limited liability companies and trusts. Our goal is to meet your borrowing needs and exceed your expectations. Let us custom-tailor a loan to meet your needs today!

Malaga Bank has been providing competitive solutions for the needs of residents, businesses, and real estate investors since 1985. We offer financing for 1-4 unit, multi-family, and commercial investment properties from Santa Barbara to San Diego and the areas in between.

Mark Bustamante

Contact Mark Bustamante

Senior Vice President, Income Property Lending

310-544-7800, ext. 2063
NMLS #810746

kendon studebaker

Contact Kendon Studebaker

Vice President, Income Property Lending

310-544-7800, ext. 2068

Susan Pengelly

Contact Susan Pengelly

Assistant Vice President, Income Property Lending

310-544-7800, ext. 2062

Brian Beckenhaupt

Contact Brian Beckenhaupt

Loan Production Specialist

310-544-7800, ext. 2114
NMLS #1933043

Cathy Jaramillo

Contact Cathy Jaramillo

Vice President, Loan Processing Manager

310-544-7800, ext. 2055
NMLS #2497428

Nina Brister

Contact Nina Brister

Vice President, Loan Service Manager

310-544-7800, ext. 2065

John Erikson

Contact John Erikson

Vice President, Sr. Commercial Real Estate Underwriter

310-544-7800, ext. 2067

Multi-family Loans (5 or more units)

We offer several multi-family loan programs with competitive rates and flexible terms.

1-4 Unit Investment Property Loans

We offer 1-4 unit investment property loan financing for purchase, refinance and construction.

Commercial Real Estate Loans

We offer real estate financing for office, retail, light industrial, and construction to permanent with lower rates and longer terms.

Business Loans

Loan amounts and Lines of Credit from $10,000 to $2,000,000 or more.  We can help your business grow.

Home Equity Lines of Credit

Use the equity in your home for home improvements or to cover unexpected expenses.

Credit Review

Credit Review information.