Lending Team
As a portfolio lender we have the flexibility to structure the right loan for you.
Malaga Bank is a portfolio lender. What does that mean to you?
We do not sell our loans to other banks or out of state loan servicers. Decisions are made locally, so we can be flexible and creative with our loan rates and terms.
We have a wide range of standard loan products, but our niche is customization, creativity and sensible lending. This includes making real estate loans to corporations, partnerships, limited liability companies and trusts. Our goal is to meet your borrowing needs and exceed your expectations. Let us custom-tailor a loan to meet your needs today!
Malaga Bank has been providing competitive solutions for the needs of residents, businesses, and real estate investors since 1985. We offer financing for 1-4 unit, multi-family, and commercial investment properties from Santa Barbara to San Diego and the areas in between.
Contact Kendon Studebaker
Vice President, Income Property Lending
kstudebaker@malagabank.com
310-544-7800, ext. 2068
Contact Susan Pengelly
Vice President, Income Property Loan Officer
spengelly@malagabank.com
310-544-7800, ext. 2062
Contact Brian Beckenhaupt
Loan Production Specialist
bbeckenhaupt@malagabank.com
310-544-7800, ext. 2114
NMLS #1933043
Contact Cathy Jaramillo
Vice President, Loan Processing Manager
cjaramillo@malagabank.com
310-544-7800, ext. 2055
NMLS #2497428
Contact Nina Brister
Vice President, Loan Service Manager
nbrister@malagabank.com
310-544-7800, ext. 2065
Contact John Erikson
First Vice President, Credit Administrator
jerikson@malagabank.com
310-544-7800, ext. 2067
Multi-family Loans (5 or more units)
We offer several multi-family loan programs with competitive rates and flexible terms.
1-4 Unit Investment Property Loans
We offer 1-4 unit investment property loan financing for purchase, refinance and construction.
We offer real estate financing for office, retail, light industrial, and construction to permanent with lower rates and longer terms.
Loan amounts and Lines of Credit from $10,000 to $2,000,000 or more. We can help your business grow.
Use the equity in your home for home improvements or to cover unexpected expenses.
Credit Review information.