Lending
Meet our Lending Team
Malaga Bank is a portfolio lender. What does that mean to you?
We do not sell our loans to other banks or out of state loan servicers. Decisions are made locally, so we can be flexible and creative with our loan rates and terms.
We have a wide range of standard loan products, but our niche is customization, creativity and sensible lending. This includes making real estate loans to corporations, partnerships, limited liability companies and trusts. Our goal is to meet your borrowing needs and exceed your expectations. Let us custom-tailor a loan to meet your needs today!
Malaga Bank has been providing competitive solutions for the needs of residents, businesses, and real estate investors since 1985. We offer financing for 1-4 unit, multi-family, and commercial investment properties from Santa Barbara to San Diego and the areas in between.
Contact Mark Bustamante
Senior Vice President, Income Property Lending
mbustamante@malagabank.com
T 310-544-7800, ext. 2063
NMLS #810746
Contact Susan Pengelly
Assistant Vice President, Income Property Lending
spengelly@malagabank.com
T 310-544-7800, ext. 2062
Contact Brian Beckenhaupt
Loan Production Specialist
bbeckenhaupt@malagabank.com
T 310-544-7800, ext. 2114
NMLS #1933043
Contact Cathy Jaramillo
Vice President, Loan Processing Manager
cjaramillo@malagabank.com
T 310-544-7800, ext. 2055
NMLS #2497428
Contact Nina Brister
Vice President, Loan Service Manager
nbrister@malagabank.com
T 310-544-7800, ext. 2065
Contact John Erikson
Vice President, Sr. Commercial Real Estate Underwriter
jerikson@malagabank.com
T 310-544-7800, ext. 2067
Multi-family Loans (5 or more units)
We offer several multi-family loan programs with competitive rates and flexible terms.
1-4 Unit Investment Property Loans
We offer 1-4 unit investment property loan financing for purchase, refinance and construction.
We offer real estate financing for office, retail, light industrial, and construction to permanent with lower rates and longer terms.
Whether you’re looking to build income property, a commercial-industrial building or a small speculative project, our experienced loan officers are here to help you with the loan process every step of the way.
Loan amounts and Lines of Credit from $10,000 to $2,000,000 or more. We can help your business grow.
Use the equity in your home for home improvements or to cover unexpected expenses.
Credit Review information.