Certificates of Deposit

Add financial stability and predictable income to your portfolio with Certificate of Deposit accounts.

man and woman holding hands walking on the beach

CDs offer a secure and low-risk investment option for individuals looking to grow their savings. CDs provide a reliable way to increase your wealth over time making certificates of deposit an excellent choice for those seeking stability and growth in their financial portfolios.

Fixed Rate Certificates

Fixed RateIRAJumboMalaga Kids Account
Min to Open $1,000 $1,000 $100,000
Early Withdrawal Penalty Penalty unless required for Required Minimum Distributions (RMD) Penalty Penalty
Term 32 days – 5 years 32 days – 5 years (excludes liquid accounts) 32 days – 5 years 1 year
Benefits Select your own term and interest rate based on the amount you invest. You can choose a term as short as 32 days or as long as five years Traditional, Roth and Simplified Employee Pension Plans (SEP) Competitive rate on larger balances FREE Malaga piggy bank to encourage savings!

3 Month Liquid5 Month Liquid
Min to Open $5,000 $5,000
Early Withdrawal 1 pentalty-free withdrawal up to 50% of balance during each term (IRA funds excluded) 2 penalty-free withdrawals of up to $50,000 combined during each term (IRA funds excluded)
Term 3 months 5 months
Benefits Unlimited deposits and one penalty-free withdrawal of up to 50% of the balance during each term. Unlimited deposits and two penalty-free withdrawals of up to $50,000 combined during each term.

For more information, contact a Customer Service Representative at 310.375.9000.