Board of Directors*

Robert E. Kershaw
Chairman of the Board

Steven P. L. Sheng
Corporate Secretary

Raymond L. Craemer, M.D.

Jerry A. Donahue

Leo K. C. Lee

Richard A. Oas, M.D.

*Directors of MFC and Malaga Bank.

Officers

Randy C. Bowers
President & Chief Executive Officer

Susanne M. Chandler
Senior Vice President