Home | Investor Relations | About Malaga | Locations | Contact Us

Rates

Special CD Accounts | Money Market Accounts / Savings Plans | Checking Accounts

Effective Date: 07/10/2008

SPECIAL CD ACCOUNTS	APY*
3 Month Market CD	2.30
$5,000 Minimum Balance. Add-to-Anytime. One Penalty-Free Withdrawal up to 50% of account balance.
5 Month Liquid CD	2.40
$5,000 Minimum Balance. Add-to-Anytime. Two Penalty-Free Withdrawals up to $50,000.

Ask about our rates on shorter term accounts.

MONEY MARKET ACCOUNTS**

ACCOUNT SELECTION	$100+	$10,000+	$25,000+	$50,000+	$100,000+
Preferred Passbook - apy	1.26%	1.51%	1.77%	1.92%	2.02%
Malaga Market Account - apy	1.26%	1.51%	1.66%	1.87%	2.02%
Premier Market Account - apy	1.26%	1.66%	1.77%	2.02%	2.07%

RETAIL CHECKING PLANS**

ACCOUNT SELECTION	$100+	$1,000+	$10,000+	$25,000+	$50,000+
No Fee Checking	Non-Interest Bearing
Unlimited Checking	Non-Interest Bearing
Preferred Checking - apy	--	0.25%	0.35%	0.50%	0.50%
Community Service Checking - apy	--	0.25%	0.35%	0.50%	0.50%

Ask about our "Seniority Plus Program" for persons 55 years of age or over and our "Student" program for minors.

*Accounts accrue interest daily except Jumbo accounts with a minimum balance requirement of $100,000 which accrue at a non-compounding interest rate. Jumbo accounts can be opened for a minimum of 30 days. Annual Percentage Yield assumes principal and interest remain in the account. Penalty for early withdrawal. Refer to Account Terms and Conditions and Summary of Fee disclosure. Rates subject to change without notice.

**The Annual Percentage Yield assumes principal and interest remain in the account. Fees and charges may reduce earnings. Rates subject to change after account opening. Refer to Account Terms and Conditions and Summary of Fee disclosure.