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Palos Verdes Estates (310) 375-9000 • Rolling Hills Estates (310) 541-3000
San Pedro (310) 732-1100 • Torrance (310) 784-2000.

Malaga Bank offers the most competitive Home Equity Line of Credit with extremely low interest rates and no fee/no point options* to help you take advantage of the equity in your home. You can use your home equity line of credit for home remodeling and improvements, or any other purpose, such as:

• Lower the rate on an existing second mortgage or equity line
• Pay for college tuition
• Purchase or lower the payment on a car or truck
• Pay-off higher non-deductible interest rate debts

A Malaga Bank Home Equity Line of Credit offers you an affordable monthly interest only payment, and the interest you pay is potentially tax deductible**, another added benefit. And, you pay interest only on the amount you’ve borrowed on the line of credit at any given time, at an interest rate considerably lower than most other forms of credit. This is the most effective financial tool to access the money you need today, tomorrow, and in the future, as the equity in your home continues to grow.

Malaga Bank offers Home Equity Lines of Credit over $1 million, with very little paperwork, plus we’ll give you a bonus when you transfer your balance from an already existing line of credit from another financial institution.

Malaga Bank has specialized in the financing of South Bay homes for over 20 years. Call one of our Home Equity Specialists today to discuss financing solutions that meet your specific goals, and to obtain current rates and terms.

The APR may vary;
the maximum APR is 15%. No cost on a
Home Equity Line of Credit up to $250,000, or
if the Home Equity is $250,000 or more with a
balance transfer of $100,000 or more. An annual fee
of $100 and an early closing fee of $500 may apply. 
Property insurance is required.
***Rate Survey as of 05/08/2008 on $100,000
Equity Line of Credit

** You should consult your tax advisor regarding the
deductibility of interest.