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| Frequently Asked Questions About Business Banking |
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| Q. |
Why have a banking relationship with Malaga?
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| A. |
It just makes sense. Malaga is the largest independently owned community bank in the South Bay region of Los Angeles. Decisions are made locally and quickly. We custom tailor our loans to fit your needs.
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Q. |
Is it important to have a Personal Banker?
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Yes, it’s very important. At Malaga, having a relationship with you is of utmost importance. Your business is unique, and you need a banker who understands your business, your financial structure, and who is accessible to you to answer your questions and meet your multiple financial needs.
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Q. |
Does Malaga finance business growth and short term operating needs?
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Yes. Malaga realizes that the continued growth of your business is important and we are ready to assist with both asset based or unsecured financing.
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Will Malaga finance an Office Building or Condo?
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Yes. Malaga is an experienced commercial real estate lender in Southern California with expertise in financing special purpose properties. We have fixed and variable rate loan programs with flexible terms to meet your goals.
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Does Malaga finance Investment Properties?
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Yes. Malaga is a well known investment property lender in Southern California specializing in apartment loans. Our investment property loan programs are custom designed to your specific property and cash flow needs.
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Can Malaga refinance my existing loans and leases?
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Absolutely. Malaga can consolidate your business debts into one loan at today’s current interest rates. This type of restructuring can lower your payments and increase your cash flow position.
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