BUSINESS BANKING


Why have a Business Banking Relationship with Malaga Bank?

Your business is unique, and you need a banker who understands your business and your financial structure. Our business bankers work with you to realize and achieve your business' financial goals. You'll have the peace of mind knowing that we are here to take the guess work out of business banking so you can get back to work.

Choose from a variety of Business Products and Services; from checking accounts to loans and lines of credit, our business bankers are accessible to answer your questions and meet your individual financial needs.

Business Accounts

Business Checking Plus
For our sole proprietors only, this is a perfect checking account for today's small business. With its low, minimum deposit, minimal monthly balance requirements, and minimum transaction needs while still earning interest this account helps your money work for you.

Business Checking
This account is designed for corporations and partnerships who maintain a modest balance and moderate transaction activity.

Analyzed Business Checking
This account is designed for businesses maintaining larger balances and a higher volume of activity. Earnings credits for higher balances may offset service charges.

Community Service Checking
Especially for Organizations and non-profit corporations, this account offers a low minimum opening deposit and no monthly service charge.

Account Minimum Deposit Minimum Balance Requirement Monthly Service Charge Accrues Interest ATM Card Debit Card Online Banking
Business Checking Plus $100 $1000 $101 Y2 N Y Y
Business Checking $500 $3,000 $151 N N Y3 Y
Analyzed Business Checking $500 n/a $20 Analyzed N Y3 Y
Community Service Checking $100 n/a No Y2 N Y3 Y
Client Trust $100 $1,000 $101 Y2 N N Y
Preferred Savings $100 $500 $51 Y2 Y N Y
Cash Management $25,000 $10,000 $151 Y2 Y N Y
Business Money Market $1,000 $10,000 $101 Y2 Y N Y

1Service charge applies when minimum balance requirement is not met.
2Interest rate based on account balance.
3Subject to Approval

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Business Loans

Business Loans and Lines of Credit
Loan amounts from $10,000 to $500,000. Get started now,click here.

Business Revolving Lines of Credit
Used to support short term operating needs such as payroll, taxes, accounts payable and advertising. Also helpful in funding employee pension plan contributions. Lines of Credit can be accessed by check, telephone, or online transfers.

Business Term Loans
Help you grow and expand whether you're acquiring a business or building, making tenant improvements, or buying equipment or a car for your business.

Lease and Loan Consolidation
Helps manage business expenses more effectively.

Equity Lines of Credit
Allow you to access the equity in your income property or home.

Special Purpose Property Loans
Offered on Office Buildings, Professional Condos, and new Construction.

Income Property Loans
Whether on Apartments, Commercial Buildings or Light Industrial, these loans offer great financing, along with provisions for additional advances in the future - without making you incur the added cost of refinancing.

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Electronic Deposit for Business

Deposit checks right from your office!

  • Eliminate courier costs and trips to the Bank
  • Improve cash flow
  • Increase Efficiency
  • Deposit Anytime 24/7
  • Reduce Expenses

Contact a representative to get started today!

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Business Bankers

John W. Turner
VP, Business Banking Manager
310-544-7800 x2059

Jenifer Gressett
Business Development Officer
310-544-7800 x2100

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